Phishing relies on social engineering to manipulate targets into revealing sensitive data like passwords or financial information. Scammers continuously adapt their techniques across email, text, voice, and web platforms.  Email Phishing: Attackers send mass emails impersonating trusted brands (e.g., banks, delivery services), often including spoofed sender addresses or fake login links. Smishing: Phishing via SMS or text messages. These typically feature urgent alerts, like a "package delivery issue" or an "overdue payment notice," urging the rec…

Identity theft is a major concern for consumers today. Identity theft starts with the misuse of your personal identifying information, such as your name and Social Security number, credit card numbers, address, or other financial account information. For identity thieves, this information is as good as gold. CCFCU's practice is not to disclose member personal and account information to requesting parties without member authorization. You belong to our family, and we take pride in your financial well-being.

If you receive a suspicious call from your bank, hang up immediately and dial the number printed on the back of your payment card. Fake bank calls, or bank impersonation scams, rely heavily on caller ID spoofing technology to trick you into giving away your financial access. Critical Prevention Steps Hang up immediately: Do not stay on the line if a caller asks you to verify personal credentials. Call back directly: Use only the phone number listed on your official bank card or statement. Never type codes: Do not enter or read back one-time verifi…

If you receive a fake Facebook friend request followed by a plea for money, you are dealing with a profile cloning scam or a hacked account scam. Scammers use these tactics to exploit your trust and steal your funds.  Immediate Action Steps Do not send money: Never send funds via crypto, gift cards, wire transfers, or payment apps. Do not accept: Decline the unsolicited or duplicate friend request immediately. Verify the request: Call or text your friend outside of Facebook to confirm. Report the profile: Click the three dots (...) on the fake…

To our Coopers Cave Federal Credit Union members, please be aware that debit card transactions for any online gambling transactions will be blocked. As of March 26, 2024, debit cards issued by Cooper’s Cave Federal Credit Union can not be used for card-absent gambling transactions online. This includes account funding transactions done in mobile apps.

Text Messages & Spoofed Websites Used to Lure Members Into Scam Fraudulent text messages - appearing to come from the credit union – containing links to spoofed websites are being sent to members. The spoofed websites are designed to look like the credit union’s legitimate websites, and members are enticed to click links and share confidential information, such as usernames, passwords, and 2-factor authentication passcodes. These fraud attempts have resulted in losses from account takeovers.   Alert Details SMiShing (SMS text message phishin…