Welcome to Cooper's Cave Federal Credit Union
Become A Member
Membership in this credit union is open to residents of Warren County and Washington County, employees of businesses located in Warren County and Washington County, those who attend church or school in Warren County and Washington County, and those who volunteer their time with an organization based in Warren County and Washington County. Family members of existing members are also eligible to join. Family includes spouses, partners, children, grandchildren, parents, grandparents, and siblings.
3.99%
Auto Loan Special
for up to 60 month. FICO 650 and higher
2.99%
Home Equity LOC
Variable (80% equity, $25,000 to $100,000, 5-10 year term)
5.50%
Home Equity Loan
Fixed (80% of equity, $25,000 to $100,000 or less, 5-10 year term)
Member Discounts and Special Offers
Cooper's Cave Federal Credit Union (FCU) members enjoyed access to exclusive, local Credit Union Rewards. Some popular offers have included up to 20% off TurboTax, up to $25 off H&R Block, 20% off Trust & Will estate planning, and most notably reduced auto loan and mortgage rates. Because CCFCU discounts can vary and change significantly depending on specific time of the year, we recommend to check back frequently or contact a CCFCU team member for current available offers.
Notices & Alerts
Identity Theft Protection
Identity theft is a major concern for consumers today. Identity theft starts with the misuse of your personal identifying information, such as your name and Social Security number, credit card numbers, address, or other financial account information. For identity thieves, this information is as good as gold. CCFCU's practice is not to disclose member personal and account information to requesting parties without member authorization. You belong to our family, and we take pride in your financial well-being.
Notices & Alerts
Online Gambling Transactions
To our Coopers Cave Federal Credit Union members, please be aware that debit card transactions for any online gambling transactions will be blocked. As of March 26, 2024, debit cards issued by Cooper’s Cave Federal Credit Union can not be used for card-absent gambling transactions online. This includes account funding transactions done in mobile apps.
Notices & Alerts
Text Messages and Spoofed Websites
Text Messages & Spoofed Websites Used to Lure Members Into Scam
Fraudulent text messages - appearing to come from the credit union – containing links to spoofed websites are being sent to members.
The spoofed websites are designed to look like the credit union’s legitimate websites, and members are enticed to click links and share confidential information, such as usernames, passwords, and 2-factor authentication passcodes. These fraud attempts have resulted in losses from account takeovers.
Alert Details
SMiShing (SMS text message phishin…
Cooper's Cave Federal Credit Union is a not-for-profit financial cooperative that serves thousands of member-owners across the state of New York and beyond. Together, we're able to provide each other with highly competitive rates and a wide variety of services to meet the financial needs of each and every member.

Online Banking Login

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Lobby HoursMonday through Friday9:00 am - 3:30 pm
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Drive-thru HoursMonday through Friday8:00 am - 5:00 pm
We pride ourselves on providing great service, community support, convenience, and personal information security. CCFCU offers financial products to help you through every stage of life - from setting up your very first savings account and buying your first new car to financing your retirement home on the lake. And our people are here to make the process as easy as possible.
