92 Dix Avenue
Glens Falls, New York 12801
Phone: 518.793.9502
Fax: 518.793.7961


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Online Bill Pay

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Secured and Unsecured Loans

Secured Loan Rates New - 2014

Credit Rating A+ A B C D
  APR*
as low as		 APR*
as low as		 APR*
as low as		 APR*
as low as		 APR*
as low as
48 Month 1.99 2.59 3.99 6.74 9.24
60 Month 1.99 2.59 3.99 6.74 9.24
72 Month 2.34 2.84 4.24 6.99 NA
84 Month 2.59 3.09 4.49 7.24 NA

Secured Loan Rate 2012 - 2013

Credit Rating A+ A B C D
  APR*
as low as		 APR*
as low as		 APR*
as low as		 APR*
as low as		 APR*
as low as
24 Month 5.94 6.94 9.94 12.44 14.44
36 Month 5.94 6.94 9.94 12.44 NA
48 Month 5.94 6.94 9.94 NA NA

Unsecured Loan Rates

Credit Rating A+ A B C D
  APR*
as low as		 APR*
as low as		 APR*
as low as		 APR*
as low as		 APR*
as low as

36 Month

 8.19 10.19 13.19 15.19 16.70

48 Month

 8.19 10.19 13.19 15.19 NA

60 Month

 8.19 10.19 NA NA NA

Effective Date:July 1, 2021

Secured and Unsecured Loan Notes

  • Effective Date July 1, 2021
  • Credit restrictions apply
  • All rates and terms are subject to change without advanced notice
  • Cooper’s Cave Federal Credit Union is not responsible or liable for typographical errors regarding posted rates
  • All terms are not available for all year vehicles. Call the credit union for details.

Our Supervisory Committee

For questions or comments, contact us at:

Cooper’s Cave Federal Credit Union
Supervisory Committee
PO Box 462
Glens Falls, NY 12801

Please do not enclose money or withdrawal requests.

Contact by Email

E-mail should be used for general information only. Please do not include any confidential information including account numbers or social security numbers.

Recent Fraud Alerts

  • A Letter from Home Depot

    9/23/2014 - As you may have heard, on September 8, 2014, we confirmed that our payment data systems have been breached, which could potentially impact customers using payment cards at our U.S. and Canadian stores. On September 18, 2014, we confirmed that the malware used in the breach has been eliminated from our U.S. and Canadian stores and that we have completed a major payment security project that provides enhanced encryption of payment data at point of sale throughout our U.S. stores, offering significant new protection for customers.

    Read more

  • Home Depot has experienced unauthorized access

    09/10/14 - Cooper’s Cave FCU has received information that Home Depot has experienced unauthorized access to its systems resulting in the compromise of over 60 million credit and debit card information used at its “brick and mortar” stores from April 11 through September 7, 2014. There is no evidence that online purchases were affected by this data breach.

    Read more

  • Kmart Confirms Malware Based Data Breach

    10/21/14 - Kmart has confirmed that it’s point of sale registers were compromised by malicious software (malware) between September 3rd and October 8, 2014. The retailer says that purchases made at Kmart.com were not affected by this breach.

    Read more

  • Risk Alert - Automated Phone Call Scam Resurfaces

    A credit union recently reported receiving hundreds of calls from members and nonmembers saying they received a phone call (automated calls) on their landline or cell phone with an automated message indicating their account

    Read more

  • SCAM ALERT: Calls for card info not from NAFCU

    May 29, 2012 – NAFCU has learned that someone claiming to be from the association is calling consumers, telling them their debit cards have been compromised and asking them to verify the correct information. Don't fall victim to this scam.

    Read more

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