Cooper’s Cave FCU’s lending products feature affordable rates and generous terms. Compare our rates around town and you’ll see the credit union difference. All rates vary on credit worthiness of the applicant.

• Secured Loan – DMV titled, up to 84 month term, pre-approval is available
• Signature Loan – up to $8,000 line of credit
• Overdraft Loan – up to $1,000 line of credit
• Home Equity
• Home Equity line of credit
• Share Secured Loan – pay only 2% APR above share dividend rate

Bill Payment System

Bill Pay offers you the ability to make payments online without giving your financial information to the creditor. You can set up all of your monthly bills to be paid automatically or on a one time basis. You control the amount, frequency and timing without writing out the checks. Best of all your account information is not shared with anyone!

Share Draft Account (Checking)

• We are proud to offer our members a totally FREE checking account.
• No minimum balance required
• No monthly service charge
• No per check charge

You may also take advantage of a VISA check card and overdraft protection.Visa Check Card and DebitPass (our re-loadable Mastercard) Our Visa Check Card and DebitPass Mastercard allow you to access your account anywhere in the world. TellerLine (Your Touch-Tone Teller) With TellerLine, you have access to your credit union accounts 7 days a week from anywhere at anytime. By using a touch-tone phone, your account number and a special Personal Identification Number (P.I.N.) you can get account information and make transfers.

Term Share Account(CD)

Invest in a 6, 12 or 24 month CD and earn our highest dividend rate.

Money Market Account

Our Money Market Account is a share account that receives a higher dividend rate than shares but with withdrawal restrictions of three per month. The Money Market Account is tiered with specific rates and yields for each tier.