92 Dix Avenue
Glens Falls, New York 12801
Phone: 518.793.9502
Fax: 518.793.7961

Take advantage of our, convenient online calculators for a variety of different loans and refinancing.

Feel free to utilize our interactive Loan and Mortgage Calculator on the right. And be sure to call us when you're read to apply for that new loan or have questions.

Mortgage Loan Calculator (PITI)

Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI), as well as your amortization schedule.

Auto Rebate vs. Low Interest Financing

Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.

Credit Union Membership

Membership share $5.00 par value
Membership fee $1.00

Savings Account Fees

NSF Paid Item $30.00 per item
NSF Paid Item Account Overdraw $35.00 per item
NSF Returned Item $40.00 per item
Returned Deposited Item $40.00 per item
Stop Payment $43.00 per request
Photo copy of Share Draft $5.00 per item
Share Draft Printing Prices Vary
Printed Account History $1.00 per page
Copy of Member Financial Statement $3.00 per statement
Photo copy of Share Draft > than 12 months $10.00 per item

Savings Account Fees

Money Market Excess Withdrawal $30.00 per withdrawal after 3 per month
Money Order $2.00 per item
Third Party Cashiers Check $2.00 per item
Stop Pay on Cashiers Check $43.00 per item
Certified Check $10.00 per item
Visa Debit Chip Card Replacement Fee $10.00 per card request
Domestic Wire Fee $25.00 per item
International Wire Fee $40.00 per item
Dormant Account Fee $5.00 per month after 12 months of no activity
Loan Late Charge Lesser of $50 or 10% of the payment due
Overnight Mailing Fee $5.00 service fee plus USPS fee
Certified Mail $3.00 service fee plus USPS fee
Member DebitPass Card Fee & Non-member fee $3.00 per card & $5.00 per card
Member Debitpass Loading Fee & Non-member $1.00 per transaction & $2.00 per transaction
Non-Credit Union Affiliated ATM Usage fee $1.00 per transaction
Non-member Check Cashing Fee $5.00 per transaction
Non-member Notary Service $5.00 per request
Bad Address Statement Mailing Fee $5.00 per statement
Order checks fast with just a few clicks

Customize your checks or add a checkbook cover to express yourself.

Trouble loading the application? If you are unable to use the links on this page successfully, it may be because you are using a pop-up blocker that is blocking the application. You can correct this by allowing pop-ups on this page or by adding our financial institution's web address to your pop-up blocker's list of allowed sites. Be advised that you may have more than one pop-up blocker program enabled, particularly if you have installed additional toolbars to your browser.

We have invested in VeriSign's secure server digital certificate to protect your data. Through the use of Secure Socket Layer (SSL) technology, the standard for secure communications on the Web, your data is being sent to a secure database and is encrypted to protect your privacy.

Note:

External links provided on this web site are for informational purposes only. By clicking, you will be leaving Cooper's Cave Federal Credit Union's web site and going to a site not maintained by Cooper's Cave Federal Credit Union. Consequently, Cooper's Cave Federal Credit Union cannot be responsible for the content of alternate sites and cannot represent you or a third party if you enter into a transaction. Privacy and security policies of such sites may differ from those practiced by Cooper's Cave Federal Credit Union.

CCFCU offers many different types of loans, along with dedicated customer service to help you get the money you need. Choose a loan category below to start the application process.


The links below are for applications for loans, employment, membership or other specific areas.

Secure Loan Application

Trouble loading the application? If you are unable to use the links on this page successfully, it may be because you are using a pop-up blocker that is blocking the application. You can correct this by allowing pop-ups on this page or by adding our financial institution's web address to your pop-up blocker's list of allowed sites.

Be advised that you may have more than one pop-up blocker program enabled, particularly if you have installed additional toolbars to your browser.

We have invested in VeriSign's secure server digital certificate to protect your data. Through the use of Secure Socket Layer (SSL) technology, the standard for secure communications on the Web, your data is being sent to a secure database and is encrypted to protect your privacy.

Click here to enter the secure loan application.

Click here to print your loan application.

Direct Deposit

Trouble loading the application? If you are unable to use the links on this page successfully, it may be because you are using a pop-up blocker that is blocking the application. You can correct this by allowing pop-ups on this page or by adding your financial institution's web address to your pop-up blocker's list of allowed sites. Be advised that you may have more than one pop-up blocker program enabled, particularly if you have installed additional toolbars to your browser.

Click here to print your Direct Deposit form

ATM/Debit Card application

Trouble loading the application? If you are unable to use the links on this page successfully, it may be because you are using a pop-up blocker that is blocking the application. You can correct this by allowing pop-ups on this page or by adding your financial institution's web address to your pop-up blocker's list of allowed sites. Be advised that you may have more than one pop-up blocker program enabled, particularly if you have installed additional toolbars to your browser.

Click here to print your ATM/Debit Card application.

Checking/Savings

Trouble loading the application? If you are unable to use the links on this page successfully, it may be because you are using a pop-up blocker that is blocking the application. You can correct this by allowing pop-ups on this page or by adding your financial institution's web address to your pop-up blocker's list of allowed sites. Be advised that you may have more than one pop-up blocker program enabled, particularly if you have installed additional toolbars to your browser.

Click here to print your ATM/Debit Card application.

Our Supervisory Committee

For questions or comments, contact us at:

Cooper’s Cave Federal Credit Union
Supervisory Committee
PO Box 462
Glens Falls, NY 12801

Please do not enclose money or withdrawal requests.

Contact by Email

E-mail should be used for general information only. Please do not include any confidential information including account numbers or social security numbers.

Recent Fraud Alerts

  • Online Gambling Transactions

    To our Coopers Cave Federal Credit Union members, please be aware that debit card transactions for any online gambling transaction will be blocked. As of March 26, 2024, debit cards issued by Cooper’s Cave Federal Credit Union can not be used for card-absent gambling transactions online. This includes account funding transactions done in mobile apps.

    Read more

  • Text Messages & Spoofed Websites

    Text Messages & Spoofed Websites Used to Lure Members Into Scam

    Fraudulent text messages - appearing to come from the credit union – containing links to spoofed websites are being sent to members.

    Read more

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